Getting injured at work is never an ideal situation, especially if you are left unable to work as a result of the injury. Typically, employees are entitled to worker's compensation benefits to pay for medical expenses and provide for everyday costs. This is the reason that employers pay for worker's compensation insurance—to ensure they are not sued by employees when they are hurt on the job. However, there can be times when an employer is not cooperative on that front. [Read More]

There are many government benefits that a person can use to survive when they encounter a range of hardships. Unfortunately, there is ample misinformation concerning welfare benefits that can lead individuals to fail to appreciate or utilize this option. In particular, disability benefits are among the more commonly misunderstood. Myth: The Process Of Applying For Disability Only Involves Submitting Medical Records When a person is considering filing for disability benefits, they may assume that receiving these benefits will entail little more than submitting their medical records to the relevant government department. [Read More]

Most businesses in the United States have handled a problem related to workers compensation. Workers compensation law requires employers to get insurance policy for their statutory obligations when their employees become injured or ill as a result of their employment. At present, most of the workers compensation programs are being administered by individual states; while few regulations are being run by the U.S. Department of Labor. Businesses, small or large, often tackle the issue of workers compensation as a daunting challenge. [Read More]

Eleven states currently have 'No Pay, No Play' laws in place that prohibit uninsured drivers from collecting certain types of compensation when they are involved in an accident that's not their fault. States who have these laws feel uninsured people wouldn't be able to pay accident victims compensation for their injuries, so they (the uninsured) shouldn't be afforded the same benefit. If you're stuck in this situation, you may be wondering if there's any way to get around these laws. [Read More]